www.cov.com/en/news-and-insights/insights/2022/12/occ-issues-manual-revisions-expanding-its-discretion-to-impose-civil-money-penalties
buckleyfirm.com/blog/2022-12-02/occ-revises-civil-money-penalty-manual#page=1
www.consumerfinanceandfintechblog.com/2022/12/occ-revises-policies-and-procedures-for-civil-money-penalties/#page=1