www.dykema.com/resources-alerts-michigans-new-asset-protection-trusts_12-13-2016.html
See also:
hallboothsmith.com/why-you-should-not-name-your-minor-children-and-maybe-not-even-young-adult-children-as-direct-or-contingent-beneficiaries-on-life-insurance-iras-and-other-accounts/